How EITC Helped the Edwards Family
“The EITC has been a huge help," Edwards says. "It really saved me."
Edwards once utilized several federal safety net programs, but over the years she has increased her earnings, through training and a series of progressively better-paying jobs. She is currently working in human resources and no longer qualifies for Temporary Assistance for Needy Families (TANF) or SNAP (formerly food stamps). If she continues on her current career trajectory, soon she’ll no longer qualify for EITC, either. But, as it is now, the tax credit provides her and her four children with a very important hand-up.
"It’s practical and allows me to get money in one lump sum—money that I can use to catch up on bills, or make a major purchase, if I need to," she says. "I can get things like coats for the kids, if they’ve outgrown something. I have a larger family, so I’m not always able to replace all of the winter coats that no longer fit all at once. When I get my tax refund, which includes the EITC, that’s something I can do.”
This year, Edwards used her EITC money to buy a used
car. She didn't have to scramble to figure out transportation, and she didn't lose her job. That lump sum arrived exactly when she needed it, giving her peace of mind, and preventing a blow from which it might've taken a very long time to recover. Without a working
car, how would she get to work? Without a job, how would she pay her rent or
feed her family? She thinks that those who diminish the importance of the
credit, and think it should be reduced or eliminated altogether, just don't
understand it's role in helping millions of families secure food, clothing, and
“The only people who could say something against [EITC] are those who aren't in a position to need it, or don't care about those of us who really do need it," Edwards says.
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